Thinking about getting married? Already married? These are 8 predictors of divorce you should think about. Can we, without a doubt, say that a couple will divorce before they walk down the isle? In most cases no, although in some cases you can see a train wreck as it’s coming. How do you know if […]
toronto personal finance
5 Best Times to Make Credit Card Payment
The saying “timing is everything” definitely applies to your credit card payment. If you pay late, you’ll not only incur late fees, but you also risk damaging your credit and having your interest rate increased to the highest penalty rate. The timing of your credit card payment – even when you pay on time […]
7 Places to Look For Unclaimed Money
1 of 7 Check With Revenue Canada – They May Owe You Money How does money go missing? Most frequently, people move, and a refund check or account statement is no longer deliverable. Because of this millions of dollars are waiting to be claimed in old bank accounts, pension plans, forgotten 401(k) plans, and at the IRS […]
5 Things to Do Before You Close Your Credit Card
So you’ve decided you want to close your credit card. Maybe your credit card issuer won’t lower your interest rate. Or perhaps the credit card no longer benefits you. Maybe you’re simplifying your wallet and need to let some credit cards go. Once you’ve made sure that closing your credit card isn’t going to hurt […]
7 Times You Shouldn’t Use Your Credit Card
Before you make a credit card purchase, do you question whether it’s a good idea to swipe? Just because your credit card issuer gave you access to a credit line and just because there’s something you want to buy doesn’t mean it’s a good time to use your credit card. Here are a few […]